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Showing posts from October, 2015

Kitchen Renovations: What your budget should look like

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Kitchen Renovations: What your budget should look likePublished Jessica Vitullo - October 21, 2015
www.realtorpankajpatel.com
Renovating your kitchen? We bet you’re excited for new kitchen cabinets, countertops, backsplash and more. But did you consider everything that goes into a kitchen renovation, like plumbing and electrical? These aspects of kitchen renovations often get overlooked. Here’s a detailed guide of what your kitchen renovation budget should include. Speak to a contractor to be sure.
What your budget should includeIt’s easy to get caught up in the kitchen renovations process: you’re focused on countertop materials, cabinetry colours, picking out matching hardware. It’s an exciting process, one that needs a lot of your attention. However, this is the time when your excitement might forget about all the components that make up the renovation in the first place. If you’re undergoing a major renovation, don’t forget about these: Flooring;Appliances;Lighting;Decor;Storage;Dinin…

A to Z hacks for every homeowner

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(NC) Everyday items found around the home can yield some surprising uses. “We often see innovative ideas within the homes we show and sell that take otherwise mundane household items to new levels,” says Lincoln Thompson, a broker-owner with Royal LePage Gardiner Realty in Fredericton, New Brunswick. “Many of these ideas can come in handy for sprucing up the home at selling time too.” Thompson curates an A to Z of helpful home hacks: A. Ammonia: Spray on garbage cans to repel raccoons and other varmints. B. Baby oil: Use to remove fingerprints and surface stains from stainless steel appliances. C. Candle: Rub on a sticky sliding door or window. D. Dishwashing detergent: Mix with baking soda and vinegar to remove pet stains. E. Electric beater: Attach to a variable speed drill to quickly mix paint. F. Fruit scraps, citrus: Keep cats from digging up plants. G. Garlic: Place in plant soil to repel insects indoors. H. Hair conditioner: Can be used to often paint…

Making your move as stress free as possible

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Making your move as stress free as possible By  | Aug-17-2015 | BlogFamily MattersLifestyle,Rental PropertiesUncategorized Source: http://taxtalk.hrblock.ca
There are many reasons why you may be making a move. From moving to your first home, moving to a larger home or downsizing. Every move, regardless of the motivation, comes with its own set of pressures and challenges that can cause stress. Whether you’re hiring a mover or doing it with some friends and pizza ensuring that you are organized can make it much easier. Here are some tips we have found helpful in the past. Lists This is a situation where you can never have too many lists. Create to do lists and be sure to number all of your boxes and create an inventory list of all of them.
Pack an overnight bag with all your essentials This way when you get to your new place you have everything you need without having to start unpacking
Dressers are boxes Don’t spend unnecessary time packing up your dresser drawers.…

6 ways to save energy by saving water

6 ways to save energy by saving water (NC) Did you know the average family uses 360 litres of water a day? And of that, 220 litres are hot water. If the hot water in your home is heated by electricity, here are some easy ways to save that are free or low-cost: Fix leaky taps That leaky tap, the one that you can hear while trying to get to sleep at night, is wasting 800 litres of water per month at one drop per second. Fixing the tap is as easy as replacing a rubber washer that costs less than a coffee. This doesn't require fancy tools –a simple wrench and screw driver will have this task done quickly. Use faucet aerators With a twist of your wrist you can reduce water consumption by 25 to 50 per cent per tap by installing a faucet aerator. Your local retailer has a selection of models including ones with washers that don't need to be replaced. Go low-flow Taking a relaxing hot bath uses about 75 litres of hot water. A 5-minute shower with a low-flow shower head uses less than…

7 STEP FALL HOME CHECKLIST

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16 October 2015Source:Homelife.ca 7 STEP FALL HOME CHECKLIST16
OCT2015 As the hot summer months start to fade into a pleasant memory and the clean crisp air provides that yearly reminder that the deep freeze will soon be upon us; it’s once again time to prepare our homes for winter.














www.realtorpankajpatel.com The following FALL HOME CHECKLIST can serve as a reminder of some of the more critical things that need to be taken care of. 1.Windows and Doors: Take a walk around your home and take a close look at all the doors and windows. Look for damaged caulking, gaps between cases and frames and missing weather stripping. Also take note of any peeling paint and consider repairing before winter weather impacts the integrity the components beneath. 2.Roof & Shingles: It’s always a good idea to have a professional climb a ladder and closely inspect the shingles and the overall seal. This is especially important after serve weather that may have removed shingles. The freeze and thaw of fall …

How to create instant curb appeal this fall

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www.realtorpankajpatel.com (NC) We all know you shouldn't judge a book by its cover, however when it comes to real estate, first impressions go a long way.
“Home buyers tend to use the exterior of a home and its yard as a gauge on what the inside looks like,” says Patricia Verge, president of the Ontario Real Estate Association. “Buyers will often do a 'drive-by' before deciding whether or not to request a showing. First impressions are critical to capture the attention of home buyers and send the message that the home has been well cared for, inside and out.” To ensure your home stands out and gets noticed for the right reasons this fall, Verge recommends taking care of these simple steps before listing: • Cut: Make sure trees and bushes are neatly trimmed. • Clear: Remove leaves and sticks from gutters. Make sure the lawn is mowed, leaves are raked and weeds are removed. • Clean: Wash windows, pressure-wash dirty siding and decks, and kill mould and mildew on the house, sidewa…

Will Getting Pre-Approved for a Mortgage Hurt My Credit?

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Finance
Will Getting Pre-Approved for a Mortgage Hurt My Credit?
By
Credit.com 4:42 pm ET
September 24, 2015
Courtney Keating/iStock Shopping for a home loan means getting your credit pulled. There’s no way around it.
Without taking a look at your credit report, most lenders won’t be able to complete your pre-qualification, much less pre-approve you to purchase a home.
Granting lenders permission to pull your scores—yes, they need your permission—constitutes what’s known as a “hard inquiry.” To be sure, a hard inquiry can ding your credit.
But if there is a hit, it’s typically just a handful of points. Hard inquiries on your credit can be a troublesome sign. But the major credit bureaus also see the value of comparison shopping—and that’s why they cut home buyers some slack.
Let’s take a closer look at how shopping around for a mortgage will affect your credit and the smartest ways to limit the impact.
Hard vs. soft inquiries Your credit report isn’t just a measure of your financial…

GTA REALTORS® RELEASE MONTHLY RESALE HOUSING FIGURES

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NEWS RELEASE  GTA REALTORS® RELEASE MONTHLY RESALE HOUSING FIGURES TORONTO, October 5, 2015 -- Toronto Real Estate Board President Mark McLean announced that Greater Toronto Area REALTORS® reported a record number of transactions for the month of September through TREB’s MLS® System.  There was a combined 8,200 home sales reported for September 2015.  This result was up 2.5 per cent compared to September 2014.
TREB MLS® sales through the first nine months of 2015 amounted to 80,331, which also represented a record result and a 9.5 per cent increase compared to the first three quarters of 2014.
“We are on track for record home sales reported through TREB’s MLS® System this year.  Barring a drastic shift in the economy over the next three months, total transactions reported by TREB Members in 2015 are expected to be at or near the 100,000 mark.  This is a testament to the importance that GTA households put on home ownership as a long-term investment,” said Mr. McLean.
The…