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Showing posts from December, 2016

5 tips for preventing holiday house fires

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(NC) On average, a Canadian home burns every 55 seconds. Risk of fire is especially heightened during the holiday season, when cooking and the use of electrical equipment are at their peak. Stay safe throughout the holidays and always by incorporating these key safety tips: 1. Preparation is key. Make sure your home is equipped with fire-detecting devices and alarms, as they'll alert you of a fire in time to get to safety and help prevent devastating damage. Ensure your home is equipped with working smoke detectors and has a fire extinguisher. 2. Sufficient coverage. Check your insurance coverage to ensure you have adequate coverage for your home and belongings. Consult your insurance provider to make sure you have the home coverage you require. belairdirect's new home quick quote can provide you with a home quote in a matter of minutes. 3. Kitchen safety. Cooking is the leading cause of home fires, and it's easy to get distracted in the kitchen when entertaining. Fifty per …

How to create a cozy finished basement

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(NC) A warm, comfortable finished basement is a great feature that adds value to your home. But too few owners realize that finishing a basement the wrong way can bring mould, mildew and lower indoor air quality. Building a healthy finished basement comes down to these five elements: 1. Only finish a reliably dry basement. Even a small amount of leaked water can trigger mould, mustiness and poor indoor air quality. That's why your basement needs to prove itself reliably dry before you invest time and money into finishing. Monitor the space and make sure it's dry for at least a year. 2. Use moisture-resistant inorganic materials. Even a dry basement might get unexpectedly damp. So use inorganic materials that won't feed mould even in the presence of moisture. Foam-based insulation is best at reducing mould risk in basements. Avoid putting wood in contact with concrete. 3. Install a subfloor. Proper basement subfloors make finished floors warmer and reduce the chance that humi…

7 safety tips to protect your family from carbon monoxide

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(NC) Fire departments and safety experts are stressing the importance of Ontario's recent law mandating the installation of carbon monoxide alarms. An alarm is now required in homes of any age that have an attached garage or a furnace, fireplace, appliance or other device that burns natural gas, oil, wood, propane, or other fossil fuel. Protect your loved ones with these safety tips recommended by Kidde, the leading manufacturer of carbon monoxide and smoke alarms in Canada. 1. Always have a licensed technician check all heating systems and other fuel-fired devices annually. Include flues and ductwork ( if they're cracked or obstructed, lethal CO gas could seep back into your home. 2. Carbon monoxide gas is about the same weight as air. So plug-in, battery powered or combination smoke/CO alarms can be safely installed at any height. The average cost is between $25 and $60 depending on features. 3. The law says CO alarms must be installed outside every sleeping area to increas…

Everything you need to know about tenant insurance

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(NC) There are two kinds of renters in Canada – those who have tenants insurance and those who don't. According to a recent study conducted by Substance Strategies, more than half (53 per cent) of tenants in Canada are the kind that go uninsured. So what is causing this risk-taking phenomenon? It seems to be a lack of awareness. Below are the top four important things you need to know on this topic: 1. Your landlord doesn't cover all risks and damages. The landlord has insurance on what they own — the building itself and nothing more. You are responsible for your own property and the contents of your apartment. If an unfortunate mishap occurs and you don't have tenant insurance, your landlord's policy won't cover your 60” television, and you'll end up having to watch your favourite show on your smartphone. 2. Liability is key. As a tenant, you're most likely going to be financially responsible for any damage you cause, even if it's accidental. The extent …

Protect your roof this winter with these tips

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(NC) Winter can be tough on many parts of a home — our windows, porches, and driveways take quite a beating with all the snow and ice. But did you know that your roof is one of the most vulnerable areas? No matter what material your roof is made of, snow and ice can cause severe and expensive damage. If left untended, the result could be water damage that trickles inside. “Canadians are always clearing their driveways or scraping their windshields after the snow or ice, but the roof is out of sight so it can get overlooked,” explains Glenn Cooper from Aviva Canada. “By taking steps to check and care for your roof during the season you can help avoid a leakage and extend the life of your roof at the same time.” Try these four tips to protect your roof this season: 1. Hire a professional snow removal company. If your roof is particularly high, it's much safer to hire a professional snow removal service to clear the snow off. 2. Use binoculars. You can check the condition of your roof …